Baton Rouge Garnishment Lawyer

The law office of Derren S. Johnson & Associates helps clients explore their debt relief options through bankruptcy. If you have questions about the bankruptcy process, contact a wage garnishment attorney from our firm. We offer a free initial consultation to clients in bankruptcy matters.

Wage Garnishment and Bankruptcy

Bankruptcy stops all collection efforts by creditors, including wage garnishment. This happens when an automatic stay goes into effect, after filing either Chapter 7 bankruptcy or Chapter 13 bankruptcy. If your wages are already being garnished, or if creditors are taking steps to garnish your wages, you may want to consider filing bankruptcy soon.

Judgments in Bankruptcy

In addition to stopping wage garnishment, bankruptcy stops most civil judgments. If there is a pending lawsuit against you, or if a creditor has already obtained a judgment against you, either Chapter 7 or Chapter 13 bankruptcy will stop collection efforts.

Deficiency Judgments in Louisiana

If your home goes through foreclosure, and if the property was sold for less than the amount of the loan, the borrower may still owe the lender for the outstanding balance. The lender may seek a deficiency judgment for this amount. Talk to a lawyer from our firm if a deficiency judgment has been issued against you. Deficiency judgments may also apply in automobile repossessions.

Liens in Bankruptcy

When a debtor has unpaid financial obligations, a creditor may attempt to obtain a lien on the home of the debtors. If a lien has been placed against your property, filing bankruptcy may remove t, if you act quickly to seek bankruptcy relief.

Contact a Louisiana Wage Garnishment Attorney

To speak to a wage garnishment attorney who can further explain judgments and liens in bankruptcy, contact us online today.