New Orleans Bankruptcy Attorney

Derren S. Johnson & Associates, APLC

Contact us by calling:

1-866-332-8373

Derren S. Johnson & Associates, APLC is a Louisiana bankruptcy law firm with office located in Baton Rouge. Our bankruptcy attorneys have been helping Louisiana residents manage and eliminate debt for over 20 years. We can help put a stop to harassing phone calls from creditors. Our lawyers can negotiate to suspend home foreclosures and automobile repossessions.

Our New Orleans bankruptcy attorneys can end this torment by reviewing your financial circumstances and presenting you with various legal options that will provide you with debt relief. We will give you the personal attention necessary to help you get through the bankruptcy process with dignity and peace of mind.

Skilled Louisiana Chapter 7 Lawyer

Chapter 7 of the Bankruptcy Code allows you to liquefy non-exempt assets from your estate. These non-exempt assets act as payment for your outstanding debt, and the liquidation of those assets can provide you with a fresh financial start.

While there is no limit to the amount of debt to be discharged after filing Chapter 7 bankruptcy, there are limitations about which types of debt may be discharged. Chapter 7 involves the discharge of unsecured debts, commonly referred to as consumer debt. Secured debts, such as unpaid child support, criminal restitution, fines, taxes or certain student loans cannot be discharged.

Derren S. Johnson  is a Louisiana Chapter 7 lawyer with 21 years of experience in bankruptcy law. As a former member of the Panel of Chapter 7 Trustees for the Middle District of Louisiana, she has a comprehensive understanding of the advantages and disadvantages of Chapter 7. She will thoroughly examine your current financial situation and will determine whether your debts are eligible for discharge.

To find out more about how Derren S. Johnson & Associates, APLC can help you, contact us.

New Orleans Bankruptcy Attorney—Chapter 13

Under Chapter 13 of the Bankruptcy Code, you can reorganize your debt under the protection of the bankruptcy court. Rather than liquefying non-exempt assets as with Chapter 7, Chapter 13 bankruptcy allows you to establish a reasonable debt repayment plan. This plan, pending approval of the bankruptcy court, permits you, the debtor, to repay your outstanding debts over a 3 to 5 year period.

Certain types of property—such as a home or automobile—may be paid for at fair market value rather than the original debt amount. An experienced New Orleans bankruptcy attorney at Derren S. Johnson & Associates, APLC can help you determine whether or not you qualify. 

For a general bankruptcy overview, visit our Bankruptcy Practice Center.

Know your options!

There is no such thing as a hopeless financial situation. Contact Derren S. Johnson & Associates, APLC for more information about how our New Orleans bankruptcy attorneys can help you. For your convenience, we offer free initial consultations. Call 1-866-332-8373today.

We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.

Toll free: 1-866-332-8373

Derren S. Johnson & Associates, APLC